PM SVANidhi Loan

You can apply for the PM SVANidhi Loan through the following official portals

Svanidhi Lone Applay
Chake Lon e Status
PM SVANidhi Offical Websit

Online Application Portals

  1. PM SVANidhi Official Portal
    Apply directly through the Ministry of Housing and Urban Affairs:JanSamarth Portal

  2. A one-stop digital portal for various government schemes:UMANG App

  3. Access the scheme via the UMANG mobile application:

Additional Information

 

  • Loan Categories:

    • Shishu: Loans up to ₹50,000

    • Kishor: Loans from ₹50,001 to ₹5 lakh

    • Tarun: Loans from ₹5,00,001 to ₹10 lakh

  • Interest Rates: Vary by bank; typically range between 8% to 12% per annum.

  • Collateral: No collateral required for loans up to ₹10 lakh.

Required Documents

When applying, ensure you have the following documents:

 

  • Identity Proof: Aadhaar Card, PAN Card

  • Address Proof: Utility bills, Passport, etc.

  • Business Proof: Certificate of Vending or Letter of Recommendation from Urban Local Body (ULB)

  • Bank Account Details: Linked with Aadhaar

  • Photographs: Recent passport-sized

If you need assistance with the application process or preparing the necessary documents, feel free to ask