Credits Cards in India 

Before applying, check your credit score (CIBIL) and income eligibility

Always compare annual fee, interest rate, and benefits based on your usage

HDFC Bank Regalia Credit Card
SBI Card ELITESBI Card ELITE
ICICI Amazon Pay Credit Card
Axis Bank Ace Credit Card
Kotak Mahindra Royale Signature Credit Card

1. HDFC Bank Regalia Credit Card

  • Features: Reward points, free airport lounge access, dining discounts

  • Eligibility: Good credit score, ₹40,000+ monthly income

  • Apply Link: Apply on HDFC Official Site

 2. SBI Card ELITE

  • Features: Free movie tickets, lounge access, reward points, concierge service

  • Eligibility: ₹50,000+ monthly income recommended

  • Apply Link: Apply on SBI Card Website

 3. ICICI Amazon Pay Credit Card

  • Features: 5% cashback on Amazon, no annual fee

  • Eligibility: Amazon account + pre-approved offer or apply manually

  • Apply Link: Apply via Amazon or ICICI

 4. Axis Bank Ace Credit Card

5. Kotak Mahindra Royale Signature Credit Card

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Requarement Document

 

 

1. Identity Proof (Any one of the following):

  • Aadhaar Card

  • PAN Card (mandatory)

  • Passport

  • Voter ID

  • Driving License

2. Address Proof (Any one of the following):

  • Aadhaar Card

  • Passport

  • Utility Bill (Electricity/Water Bill – recent, within 2–3 months)

  • Rental Agreement

  • Driving License

3. Income Proof (Depends on applicant type):

    For Salaried Individuals:

  • Latest 3–6 months salary slips

  • Latest Form 16 or ITR (Income Tax Return)

  • Bank statement showing salary credit (last 3 months)

    For Self-Employed Individuals:

  • Latest ITR with computation of income

  • Business registration certificate

  • Bank statement (last 6 months)

4. Photograph:

  • Passport-size recent color photo (some banks require it)