How to Apply for an Education Loan via Vidya Lakshmi                  Portal

1. Register on the Portal:

   • Visit the Vidya Lakshmi Portal.

   • Click on “Register” and fill in the required details such as name, email ID, mobile number, and password.

   • Ensure that the name matches your 10th standard mark sheet. Vidyalakshmi+2School Careers360+2India Government Portal+2

2. Login and Fill the Common Education Loan Application Form (CELAF):

   • After registration, log in to your account.

   • Fill out the CELAF, a standardized form accepted by all banks on the portal. Vidya Lakshmi+2School Careers360+2India Government Portal+2

3. Search and Apply for Loans:

   • Browse through various education loan schemes offered by different banks.

   • You can apply to a maximum of three banks by submitting the CELAF. School Careers360+2India Government Portal+2Vidya Lakshmi+2

4. Track Application Status:

   • Monitor the status of your loan application through the portal’s dashboard.

   • Banks will update the processing status, and you will receive notifications accordingly. Vidya Lakshmi

   Key Features of Vidya Lakshmi Portal

• Multiple Bank Access: Apply to various banks through a single application.

• Loan Scheme Information: Access detailed information about different education loan schemes.

• Grievance Redressal: Submit queries or complaints directly through the portal.

• Linkage to Scholarships: Connected with the National Scholarship Portal for additional financial assistance. School Careers360+6Buddy4Loan+6India Government Portal+6

  Documents Typically Required

• Identity Proof (e.g., Aadhaar Card, PAN Card)

• Address Proof

• Academic Records (e.g., 10th and 12th mark sheets)

• Admission Letter from the educational institution

• Income Proof of parents/guardians

• Passport-size photographs