Apply for Government & Private Loans in 2025 – All in One Place
Looking to apply for a loan in 2025? Whether you need a personal loan, business loan, Mudra loan, or education loan, this page brings you everything in one place. We’ve listed top private loan providers and verified government loan schemes with easy application processes and direct links. Compare eligibility, interest rates, and required documents before applying.
about service an loan and credit card
Business Loan Options (MSME & Startups)
Apply for business loans under government MSME schemes or trusted NBFCs and banks.
Personal Loan Apply Online – No Collateral
Get instant personal loans without security from verified sources with minimum documents.
Mudra Loan Scheme – Apply Now
Learn how to apply for Mudra loan under Pradhan Mantri Yojana and boost your small business.
Loan Eligibility & Documents Required
Check general eligibility criteria and common documents needed for loan approval.
Direct Apply Links for All Loan Services
Use these direct links to apply online for government or private loans quickly.
Best Credit Cards in India
Compare top credit cards for shopping, travel, fuel, and more. Check eligibility, benefits, and apply online.
Kisan Credit Card (KCC) – Apply for Instant Agricultural Loan
Get quick and easy access to agricultural loans through the Kisan Credit Card Scheme. Learn about eligibility, interest rates, and application process.
FAQs for Credit Card
❓Which is the best credit card in India for beginners?
Answer: For beginners, credit cards like SBI SimplySAVE, HDFC MoneyBack, or ICICI Amazon Pay Card are great options due to low annual fees and easy approval.
❓How can I apply for a credit card online?
Answer: Visit the official bank website, select your preferred card, fill out the online application form, and upload required documents like PAN and Aadhaar.
❓Is credit card approval guaranteed with a salary slip?
Answer: Not guaranteed, but having a stable income and a good credit score increases your chances of approval.
❓What are the charges on credit cards?
Answer: Most cards have annual fees, interest charges on overdue amounts, and late payment fees. Always read the card terms before applying.
FAQs for Kisan Credit Card (KCC)
❓What is the Kisan Credit Card (KCC) scheme?
Answer: KCC is a government-backed loan scheme that offers short-term credit to farmers for crop production and related needs.
❓Who is eligible for a KCC?
Answer: Any farmer who is an owner-cultivator or tenant farmer can apply for KCC with valid land documents and identity proof.
❓How much loan can I get under KCC?
Answer: The loan amount depends on land size, cropping pattern, and bank assessment, generally ranging from ₹10,000 to ₹3 lakhs.
❓Where can I apply for KCC?
Answer: You can apply at your nearest bank branch (SBI, PNB, etc.) or online through respective bank portals or PM Kisan website.