Open Saving Bank Account
Step-by-Step Online Bank Account Opening Process
Online Bank Account Apply Process
- Choose the Bank (e.g., SBI, HDFC, ICICI, etc.)
- Visit Official Website / Mobile App.
- Select “Open Savings Account” or similar option.
- Fill Online Application Form:
- Personal Details (Name, DOB, Address)
- Contact Details (Mobile, Email)
- Aadhaar & PAN details
- Upload Documents (Aadhaar, PAN, Photo, Signature).
- Complete e-KYC (Aadhaar OTP or Video KYC).
- Review & Submit.
- Receive Account Number & Welcome Kit via SMS/Email.
Benefits of Online Bank Account
No Need to Visit Branch.
Paperless & Quick Process.
Instant Account Opening (in some banks).
Digital Banking Services (Mobile, Netbanking).
Zero Balance Account (in some cases).
UPI, Debit Card, QR Code facilities.
24×7 Access to Account.
Documents Required
Aadhaar Card (with linked mobile number).
PAN Card.
Recent Passport Size Photo.
Signature Scan/Photo.
Optional: Address Proof (if needed).
Eligibility Criteria
Indian Resident.
Minimum Age 18 years.
Valid Aadhaar & PAN.
For Minors: Guardian’s KYC required.
Top 10 Banks for Online Account Opening (India)
- State Bank of India (SBI)
- HDFC Bank
- ICICI Bank
- Punjab National Bank (PNB)
- Bank of Baroda (BoB)
- Axis Bank
- Kotak Mahindra Bank
- IDFC FIRST Bank
- IndusInd Bank
- Yes Bank
Top 10 Banks in India for Online Account Opening (with Apply Links)
1. State Bank Of India
Apply Online: SBI
Features: Open savings account online with SBI. Get mobile & internet banking features with SMS alerts. Bank anywhere using the YONO app.Axis Bank+2SBI+2kotak.com+2
2. HDFC Bank
Apply Online: HDFC Bank
Features: Open savings account online with Aadhaar. Enjoy 24×7 access through NetBanking, Mobile app, vast network of branches and ATMs.HDFC Bank+1HDFC Bank+1
3. ICICI Bank
Apply Online: ICICI Bank
Features: Open savings account online instantly. Choose the best savings account that suits your needs.ICICI Bank
4. Punjab National Bank (PNB)
Apply Online: PNB India
Features: Start saving today with PNB’s range of Savings Accounts. Enjoy easy online account opening, competitive interest rates & robust digital banking features.PNB India
5. Bank of Baroda (BoB)
Offical Websit- Click Hear
Features: Find the perfect savings account for your needs at Bank of Baroda. Enjoy easy banking and benefits on transactions with our wide range options to save for the future.Bank of Baroda
6. Axis Bank
Apply Online: Axis Bank
Features: Open savings account online & enjoy seamless banking with Axis Bank today! Instant account opening supported by Open – the world class mobile banking app.Axis Bank
7. Kotak Mahindra Bank
Apply Online: kotak.com
Features: Open savings account online with Kotak Bank at 7%* rates. Get 20% cashbacks offers on 100+ brands, insurance cover up to ₹1 Cr* & zero-fee digital banking.kotak.com
8. IDFC FIRST Bank
Apply Online: idfcfirstbank
Features: Open savings account online with IDFC FIRST Bank! Enjoy high interest rates up to 7.25% p.a, digital banking & more.idfcfirstbank
9. IndusInd Bank
Apply Online: indus-ind
Features: Open an IndusInd Bank Savings Account online easily. Hassle-free instant & paperless account opening. Best-in-class interest rates.indus-ind+1IndusInd Bank+1
10. YES BANK
Apply Online: Yes Bank
Features: YES BANK offers a range of savings accounts that cater to diverse financial needs, with high interest rates, digital banking, and personalized services
Open your bank account online with top Indian banks. Check apply links, benefits, required documents, eligibility & easy step-by-step application process