Mantri Mudra Yojana (PMMY) – MUDRA Loan Scheme

Would you like a sample business plan or application format to help you apply for a MUDRA loan?

You can apply for the Pradhan Mantri Mudra Yojana (PMMY) loan through the following official portals:

Mudra Lone Applay
Mudra Lone Chake Status
Offical Websit

Where to Apply:

You can apply through:

  • Public sector banks (SBI, PNB, etc.)

  • Private banks (HDFC, ICICI, etc.)

  • Regional rural banks (RRBs)

  • Microfinance institutions (MFIs)

  • Non-banking financial companies (NBFCs)

 

You can also apply online via:
🔗 https://www.udyamimitra.in

 Documents Required:

 

  • Identity Proof (Aadhaar, PAN)

  • Address Proof

  • Business plan or project report

  • Bank statement (last 6 months)

  • Proof of business (registration, invoices, licenses, etc.)

  • Quotation of machinery or items to be purchased (if applicable)

Who is Eligible?

 

  • Indian citizens with a non-farm income-generating business in:

    • Manufacturing

    • Trading

    • Services

    • Agriculture-related sectors

  • Examples: Shop owners, small manufacturers, repair shops, artisans, food service units, beauty parlors, etc.

Types of MUDRA Loans:

 

  1. Shishu Loan – Up to ₹50,000
    ➤ For startups or new businesses in early stages

  2. Kishor Loan – ₹50,001 to ₹5 lakh
    ➤ For growing businesses needing more capital

  3. Tarun Loan – ₹5 lakh to ₹10 lakh
    ➤ For established businesses looking to expand

Additional Benefits:

 

  • No processing fees

  • No collateral required

  • Support for women entrepreneurs, SC/ST/OBC candidates

  • Credit guarantee through Credit Guarantee Fund for Micro Units (CGFMU)